Office: 937-660-4106 [email protected]

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Do start shopping for your homeowner’s hazard insurance
Do inform your loan officer of any changes in your income
Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).
Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)
Do inform your loan officer if you will be out of town during the loan process
Do consult with your loan officer before making cash deposits into your banking accounts
DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)


Don’t change employment or quit current employment during your loan process
Don’t move money back and forth between bank accounts
Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first
Don’t open new credit lines – no new autos, furniture, or any type of deferred financing
DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer
Bill Hudson assisted me finance my home several years ago and was very professional and timely with the entire process. He made the whole experience a smooth and enjoyable. Bill contacted me a year after my home purchase to notifiy me of lower interest rate and assisted me in the process of re-financing my home. Bill cares about his clients and is in contact with me throughout the year. I appreciated all his efforts and hard work during my buying process. I look forward to working with Bill on future investments and have recommended him to other friends and family members!
Review By: Shelley
Dayton, Ohio
We worked with Bill Hudson of northern mortgage from april through july of 2016. We had pre approvals from two other mortgage companies but Bill was the one who seemed eager to do the work necessary to help us through the whole house shopping/mortgage process. he worked hard on our behalf and every thing he told us that he could do for us he did. After closing Bill contacted us again to let us know that he was still there for us that we would be receiving unsolicited offers and to check them out with him, he would be happy to advise us as to their validity. If we find ourselves in the market for a mortgage again I hope we are able to work with Bill.
Review By: Kirby
Dayton, Ohio
I have nothing but good to say about Bill Hudson, he went above and beyond to help me buy my first home, he is very Professional, Experienced, Dedicated and Caring. Everyone knows buying a home is like a roller coaster ride so when you have a guy in your corner that will literally answer your calls and questions while on his honeymoon then that’s someone I can recommend to anyone with no hesitation… 5 Star Service!!!

Review By: Brandon

Dayton, Ohio

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10552 Success Ln  Suite H  Dayton, OH 45458

NMLS # 130662 | We are an Equal Housing Lender | For additional licensing information for Northern Mortgage Services LLC, please visit our corporate licensing page